Hello everybody… This month, I want to talk about the economic cost of a ticket issued by NYPD or another law enforcement agency to a motorist in NYS.
For the purposes of this article, let’s assume you are a perfect driver with no DMV tickets issued to you for the past 10 years and that you have had a NYS driver’s license this whole time. Let’s also assume you just received a basic 70:50 four-point speeding ticket. The fine amount for such a ticket, depending upon where in New York State you received the summons, would be between $90 and $300, plus the court surcharge, which would be either $88 or $93 dollars depending on the location of the court in which the ticket is heard. Let’s assume in this example that the fine is about $200, including the surcharge.
In this instance, there would be no $300 driver’s assessment because the ticket carries less than six points and you as a motorist in this example do not have any other points on your license. If you did have two more points, then the driver’s assessment would attach, and you would have to pay $300 for having six points or more in a three-year period.
This is simply a tax put through by Governor Pataki when he left office for being a “bad” driver in NYS. However, luckily, in our example the motorist is a “good” driver for over a decade and has no points on his/her abstract or driving history, and the ticket carries four points, so our motorist in our example would NOT have to pay an extra $300. Just be aware of the driver’s assessment as it adds up fast on moving violations.
Insurance costs. Insurance costs vary from policy to policy and driver to driver because each is a separate contact with a private insurer. On average, it is safe to say that a driver like ours in the example with a clean driving record and a good driver discount would pay an additional $2,500 to $5,000 conservatively over a three- to five-year period in increased insurance premiums. Suffice it to say that a conservative estimate for a perfect driver, even a single four-point speeding ticket would cost that driver at least $3,000.
Also, remember that a taxi garage or other rental company may refuse to rent or lease a vehicle to you if you become a greater insurance risk due to summonses in your driving history.
The point of this article is to make you realize that tickets are very costly and dangerous to professional drivers who are on the road many hours a day. Please pick your lawyer or representative carefully when choosing to fight your DMV summons. I am available for a free initial consultation if you want to discuss your DMV or TLC summons or other legal problem.
Thank you for reading my article. Until next month, be well.Taxi Attorney